// advisor-brief / sample output
Sample brief
An actual brief generated by the Advisor Brief workflow during testing, viewed as the advisor would have seen it in their inbox. Both From and To addresses have been replaced with a generic placeholder. The household, the numbers, and the meeting notes are fictitious test data.
- From
- advisor@example.com
- To
- advisor@example.com
- Date
- Thu, May 14, 2026 at 10:57 AM (PDT)
Client Snapshot
Kenji Tanaka (41, Senior Software Engineer at a publicly traded tech company) and Hannah Tanaka (38, pediatric dentist with her own practice) are a dual-income household with two children, ages 9 and 6. [CRM] Total AUM is $1,850,000 across five account types; 529 balances are not recorded in the system (see Open Action Items). [CRM] The household is in peak accumulation phase with meaningful complexity: a concentrated employer stock position, a small-business retirement account, and college savings planning underway. [CRM]
Portfolio Context
Account Balances
| Account | Balance | Notes |
|---|---|---|
| Joint Taxable Brokerage | $420,000 | [CRM] |
| Kenji's 401(k) | $580,000 | [CRM] |
| Hannah's Solo 401(k) | $290,000 | [CRM] |
| Joint Roth IRAs | $180,000 | [CRM] |
| Kenji's Vested Employer Stock | $380,000 | [CRM] — concentrated position, ~21% of liquid net worth [NOTES] |
| 529s (two children) | Not on file | [CRM] — balance missing; confirm before or during meeting |
| Total AUM (recorded) | $1,850,000 | [CRM] |
Target vs. Current Allocation
| Asset Class | Target | Current | Drift |
|---|---|---|---|
| Equity | 80% | 86% | +6% (over) |
| Fixed Income | 15% | 11% | −4% (under) |
| Alternatives | 5% | 3% | −2% (under) |
Note: The concentrated employer stock position ($380,000) is a likely driver of the equity overweight. [CRM]
YTD Performance
| Household YTD | Benchmark YTD | Excess Return |
|---|---|---|
| +10.8% | +8.6% | +2.2% |
[CRM] Benchmark not specified in the data on file — confirm which benchmark is being used before citing this figure to the client.
Market Relevance
- Tech sector context: NVDA reports earnings next week, which may move the broader tech sector and could affect Kenji's employer stock position depending on his company's correlation to large-cap tech sentiment. Worth monitoring heading into the meeting. [MARKET]
- Rates and fixed income: The 10-year Treasury sits at 4.18% and today's Fed minutes were read as moderately dovish, with the 2-year yield modestly lower. [MARKET] Given the household's fixed income underweight (11% vs. 15% target), the rate environment may be a relevant backdrop for any rebalancing conversation — though the advisor should determine whether action is warranted. [CRM/MARKET]
- 529 / education planning: No directly relevant market events today. S&P 500 is up +0.4% on the day; YTD household outperformance of +2.2% may provide a constructive framing for the 529 funding discussion. [MARKET/CRM]
Last Meeting Recap
At the November 20, 2025 review, the primary focus was Kenji's concentrated employer stock position (~21% of liquid net worth), which remains the household's most significant financial risk. [NOTES] A 10b5-1 plan was discussed as a systematic diversification mechanism, but Kenji expressed reluctance due to his conviction in the company's long-term prospects; the topic was deferred to this review. [NOTES] Hannah's practice cash flow was noted as stable. [NOTES] The family acknowledged that 529 contributions have been inconsistent and expressed a desire for a systematic savings plan; separately, a private school decision for the older child (now age 9) for the 2026–27 academic year was pending, with potential impact on the household savings rate. [NOTES/CRM]
Talking Points for Tomorrow
- Concentrated stock — revisit 10b5-1: This was the agreed-upon open item from November; come prepared to walk through the mechanics, tax implications, and risk framing of a systematic diversification plan, given Kenji's prior reluctance. [NOTES/CRM]
- Equity overweight and rebalancing: The portfolio is running 6 percentage points over the equity target, in part due to the concentrated position — worth discussing whether and how the household wants to address the drift. [CRM]
- 529 systematic funding plan: The family wants a consistent contribution structure; the private school decision for the older child may materially affect how much is available to direct toward 529s — this decision should be surfaced and resolved if possible. [NOTES/CRM]
- 529 balances missing from CRM: Balances for both 529 accounts are not on file — confirm current values and account details during the meeting so records can be updated. [CRM]
- Hannah's solo 401(k) contribution strategy: With a stable practice and a $290,000 balance, it may be worth confirming she is maximizing contributions given her self-employed status — though the advisor should verify current contribution levels before raising. [CRM]